Best Online Savings Accounts

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A great financial strategy begins with a solid and secure base.  That base starts with a high yield savings account providing you with a safe, reliable cushion of steady returns.  You can start your search here to find the best online savings accounts providing high interest rates and great customer service.

Why online banks?  The reason is simple.  The best online banks offer the same products and services as any brick and mortar bank.  But with one big difference.  Online banks don’t have the high cost of local branches on every street corner.  So, that savings gets passed on to you and other customers by offering higher interest rates on savings accounts, higher rates on CD accounts, and don’t forget free checking accounts that earn interest.  And the rates don’t even come close.

Just as you would shop around for the best deal on a new car or TV, the same should be done with interest rates on your money.  The online banks below offer a safe, secure way to take advantage of higher interest rates so your money doesn’t waste away in those low rate brick and mortar banks.  It’s a great place to save for an emergency fund, vacation, new car or just stash your money for a rainy day.  Just choose the bank that fits your needs best.

The online banks below all offer high yield savings and money market accounts and are FDIC insured.


Capital One 360Capital One 360

Open Account


Discover BankDiscover Bank

  • No Minimum Balance – Minimum initial deposit of $500, after that there is no minimum balance requirements.
  • Easy Transfers – Easily transfer money from your existing checking or savings accounts.
  • High Interest Rate – A rate that has consistently exceeded the Savings National Averages.
  • FDIC Insured – Your deposits are FDIC-insured up to $250,000 per depositor.

Open Account


EverBankEverBank

  • The Top 5% Yield Pledge – The yield on your money will stay in the top 5% of competitive accounts of leading banks.
  • Online and Mobile Banking – Stay connected to your accounts from anywhere.
  • Easy Transfers – Easily transfer money between your EverBank Savings Account and other accounts.
  • FDIC Insured – Your deposits are FDIC-insured up to $250,000 per depositor.

Open Account


Ally BankAlly Bank

  • No Minimum Deposit, No Monthly Fees
  • Maximum Earnings - Get daily compounded interest on your money.
  • Simple Transfers – It’s fast, easy, and safe for you to move money around.
  • FDIC Insured – Your deposits are FDIC-insured up to $250,000 per depositor.
  • Read our Ally Bank review

*Rates are subject to change without notice.

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