Welcome to the Carnival of Money Pros: Tax Rush Edition! If you have your returns filed already, good for you. The procrastinators have until Tuesday to get those returns in or file an extension.
Here’s a couple nuggets of info while you rush to get those returns in on time. The current U.S. tax code is now 3.8 million words long and there have been about 4,428 changes to the code in just the last 10 years. It’s a good thing we remember it all.
The good news is a few people in Washington want to simplify the tax code. I’m hoping simplify is just a nice word for a total gutting, slash and burn, shock and awe transformation.
But until that happens, we at least have some reading to do, thanks to the Carnival of Money Pros!
Scott @ Mortgage 1A writes FHA Loan Underwriting Guidelines and Requirements – The Federal Housing Administration, commonly known as “FHA,” is part of the U.S. Department of Housing and Urban Development (HUD.) The program was created for low-income individuals, or families that might need a little help in the homeownership process.
Brandon Crombar @ Shared Financial Success writes Give Not Want Not – The power of giving back is a mysteriously magical pursuit. There are many reasons to give back and the rich do so frequently. Here’s what you can do….
Darrell @ Debt and Buried writes Booze, Cigarettes and Whores - Study shows that poor families around the world spend as much as 20% of their money on vices.
Brandon Crombar @ Shared Financial Success writes Top 10 Personal Finance Podcasts – Don’t waste your time sorting through the 180 personal finance podcast graveyard. Take a break from reading and check out these top 10 finance podcasts.
PITR @ Passive Income To Retire writes What is Retirement? – Find out what the traditional view of retirement is and how I see retirement as something different.
Luke @ Learn Bonds writes Inflation Protected Bonds – i Bonds are the Clear Winner – Looking for inflation protected bonds? In this article we give a comparison of two popular options TIPS and i Series US Savings Bonds.
KT @ Personal Finance Journey writes 3 Easy Ways to Grow Your Emergency Fund – For many people, putting money aside in an emergency fund is no easy task. Whether you are struggling with a low paying job or too much debt to repay, you may feel that every dollar is already accounted for. However, there are some ways to save that are (nearly) painless.
Crystal @ Budgeting in the Fun Stuff writes How to Get the Best Price for Your Car – The following is a guest post from Aaron at Three Thrifty Guys about how to get the best price for your car.
Jester @ The Ultimate Juggle writes Staying Healthy While Busy – Find out how to lose weight even when life is busiest.
Daniel @ Sweating the Big Stuff writes Why You Shouldn’t Wait Til Next Year To Ask For A Raise – Asking for a raise might be uncomfortable, but not asking could cost you a lot more than you expect!
Sean @ One Smart Dollar writes 5 Tips to Cut Your Moving Expenses – Moving can be a very expensive process. Follow these steps to make it a little easier on you and your wallet.
Jeremy Waller @ Personal Finance Whiz writes My Car Was Totaled Today – Oh man what a rough day. I lost a good friend today. My beloved jeep was totaled in an accident. I was driving to my office today the same as I’ve done every week day for the last 5 years. About 3 miles from my exit, 2 dogs ran onto the road. Unbeknownst to me…
Hank @ Money Q&A writes Not Living At Home? You May Need Vacant Home Insurance – You are at risk of violating your homeowner’s insurance policy if you move out, no one is living in your home, and you do not have vacant home insurance.
Jeffrey @ Money Spruce writes Time and Money Goals, Aligned – There are productive things I could be doing instead of _____. Many things fit in that blank: watching sports, Facebook, sleeping. But there are also things that might not be a productive use of my time, and they cost money, too. I’m talking about going out to bars or restaurants, taking trips on the weekends, or other things of similar nature.
MMD @ MyMoneyDesign writes Will Dividend Stocks Help Me Retire Early? – Could the income from dividend stock investing be a useful part of your early retirement strategy? Let’s review the benefits as well as figure out how much money we’ll need to create our desired income.
101 Centavos @ 101 Centavos writes Why Study History, Indeed… – Doesn’t matter who wins or loses in this year’s Presidential elections, taxes are going up. What’s more, Government at all levels, city, county, state…
krantcents @ KrantCents writes How to Run a Successful Business – How to run a successful business. Learn what skills are necessary to run a successful business.
Jon the Saver @ Free Money Wisdom writes How Can You Kill Student Debt in School? – Killing student debt while in college is not an impossible feat. Use these tips to destroy your debt in school and graduate debt free!
Kevin @ Thousandaire writes How to Avoid The Underpayment Penalty – If you want to avoid the federal income tax underpayment penalty, make sure you pay as much in taxes this year as you did last year.
Eddie @ Finance Fox writes 5 Unusual Ways To Make Money – Thanks to suggestions by some friends online and in the PF blogging community, I have been able to put together a compact list of 5 different and unusual ways to make money.
Steve @ Money Infant writes Frugal Meals: Chili – I’m a huge fan of chili. There’s something about the meaty spiciness of chili that makes my mouth water just writing about it. And it is versatile and frugal.
ETZ25 @ Entertainment Timez writes A Dividend Stream For Entertainment – We decided to create a dividend stream for Entertainment Timez. The dividend stream will help fund the entertainment activities here!
FG @ Financial God writes Ron Paul: The One True Hope for Change in 2012 – It’s now 2012, and the United States will elect a new president to run the (still) most powerful country in the world. It’s now been nearly four years since the eve of the ongoing global financial troubles, and I am very interested in how this election is going to play out.
MR @ Money Reasons writes Reasons To Get A Tax Refund – Tax reasons that getting a tax refund might be the better option for you, and why I declare zero allowances.
Daisy @ Add Vodka writes Big Decision – This week has been a very “Daisy centered” week so far on WLGYL, because I started off the week with my budget and goals and now I’m going to tell you all about a big decision I have to make.
Amanda L Grossman @ Frugal Confessions writes A Refinance Game-Changer for Us – I could not be happier than a person whose mortgage company decides to lower their rate at no cost to them – which is exactly what is happening for us!
Maria @ The Money Principle writes Five things older people have and young people… – Living in a culture glorifying youth we start fearing aging, forgetting that older people have knowledge, wisdom, wealth, happiness and cheaper insurance.
Corey @ Steadfast Finances writes Visa Black Card Review – Looking for an elite credit card with great perks? Look no further. The Visa Black Card is here to provide you with some of the most luxurious benefits.
Jason @ Work Save Live writes Understanding the Basics: 401(k), 403(b), 457, Roth IRA, and Traditional IRA – Last week I started my series ‘Understanding Retirement Planning & Investing’ with Everything You Need to Know About a Roth IRA & Why to Start One.
Linsey @ 1099 Mom writes Think Twice About Accepting Unsolicited Guest Posts on Your Blog – Guest posting used to be a relatively innocent way to get more exposure for your own blog by providing high-quality articles for no fee and in exchange for a brief bio or link back to your website. The positive for someone who accepted guest posts was a much-needed break from writing their own posts, or perhaps even a unique point of view to help grow their blog readership. I’ve been on both sides of the guest posting business – and it was never done for a profit. Until now.
Lazy Man @ Lazy Man and Money writes Semi-Annual Subscriptions Review: Ooma and Comcast Policies Stand Out – Every 6 months, I like to review my subscriptions and make sure that things are what I expect them to be. Ideally, I would do this more often, but I’m Lazy, right? In the course of looking through my subscription expenses yesterday, I came across two that weren’t what I expected. It wasn’t just that, but each company’s policy stood out as something that I thought I should warn readers of.
Mr. Money @ Smart on Money writes Manilla.com Review: Aggregation, Automation and Storage for Your Bills and Statements – Manilla.com provides a cool service, and the site is free to use. Because of that I’d highly recommend signing up for an account and at least trying it out to see if will be as helpful for you as it was for me.
Kyle @ The Penny Hoarder writes Earn $10-$20/Hour Completing Mini-Jobs Around Town for FieldAgent – There’s an app for that called the Field Agent. With the Field Agent app you basically get paid performing small tasks.
A Blinkin @ Funancials writes How To Pay Off Your Mortgage Quicker – I just told you that I Don’t Want To Be Debt Free and now I’m going to tell you how to pay off your mortgage quicker, how does that make sense? I do so because personal finance is personal. I would never give the same advice to everybody.
Jason @ Live Real, Now writes Whiners – The spendthrift whiners are the people who spend 28 days a month struggling to make ends meet and complaining about how hard their lives are. They make snide comments about how easy other people have it, and act like they are being cheated out of their birthright whenever anybody does anything fun that they can’t do because they are too broke. The other two days—or sometimes three—of the month, are payday.
Suba @ Broke Professionals writes Why You Should Eliminate Your Tax Refund – Why give Uncle Sam a no-interest loan on your hard-earned money? Simply changing your exemptions on your w-4 forms is all it takes to put more money in your pocket.
Earth and Money @ Earth and Money writes Planning a Green Frugal Wedding – Invitations – In many cases, being either frugal or environmentally responsible when it comes to weddings requires you to challenge the status quo or the established wedding traditions. Invitations are one of the easiest places to save the environment and cut the wedding budget.
Wayne @ Young Family Finance writes Managing Your Finances Takes Time – Managing your finances takes time. As a general rule, there are very few financial mistakes that you can correct in a short period of time.
John @ Married (with Debt) writes Early Retirement Extreme – In a recent post I laid out some money myths designed to keep people trapped in wage slavery. I want to talk today about how to buck those myths and try to achieve early retirement extreme.
Don @ MoneySmartGuides writes Saving Money By Paying For Health Care Costs – As my regular readers know, I had some issues earlier this year with my knee. I needed to get an x-ray and then an MRI. For all of my adult life, I had been part of a PPO medical plan.
SFB @ Simple Finance Blog writes Donate or Sell? My Tax Conundrum – Should I donate or sell our used items – or donate them for the tax write off? Help me weigh the pros and cons.
Shaun @ Smart Family Finance writes Should Families Buy a House or Rent an Apartment: When Renting Is Better Than Buying – While I am confident that most bloggers and everyday people are losing money by renting for lifetime, I cannot deny that renting can be the better financial decision. Today, I want to cover the circumstances where renting will save you money.
Kay Lynn @ Bucksome Boomer writes A Lower Mortgage Rate Might Be Yours for the Asking – We’re always looking for a way to lower our recurring expenses whether it be car insurance, cable or phones. One cost I haven’t been successful in lowering during this blog’s lifetime is the mortgage. But that changed.
Princess P @ Portfolio Princess writes Smart, Savvy, And On A Budget – Sometimes sticking to a budget is no easy task, but there are ways to make saving money easy by following these simple budgeting tips.
Darrow Kirkpatrick @ Can I Retire Yet? writes Understanding the Two Sides of the Retirement Equation – The retirement equation governs the essential relationships, now and in the future, between all the variables that determine how long your money will last. Fortunes are made by calculating, prognosticating about, and manipulating this formula. And fortunes will be lost by those who get it wrong…
Pat Huddleston @ Investor’s Watchblog writes FBI Nabs Fugitive in the Land of 10,000 Scams – A vigilant investor can step outside his or her thoughts and analyze them.
Beating Broke @ Beating Broke writes What Is the Roth IRA? – Retirement. Have you thought about that yet? Still think you’re too young to deal with that? Or, just assume that your company 401(k) is enough, so why even worry about anything else? Let me introduce you to the Roth IRA.
Miss T. @ Prairie Eco Thrifter writes 4 Good Reasons to Buy Travel Insurance – There are several advantages that travel insurance has to offer you. It will ultimately depend on the coverage, but below are some of the common things that travel insurance can help you out with in case of emergencies.
YFS @ Your Finances Simplified writes 6 Awesome Places to Retire Abroad – The US economy currently isn’t at its best. I mean we are recovering but, right now the economy is on a topsy-turvy ride as it battles the influences of the European debt crisis.
Money Cone @ Money Cone writes Credit Score Myths and Tips – Here are 6 common credit card myths. Learn what is the truth and tips to improve your credit score.
Corey @ 20s Finances writes Easy Ways to Save Money – Do you have trouble saving money? If you are looking to increase your extra cash flow, whether that is to build an emergency fund or to put money into other financial vehicles, read this article.
Jeremy @ Modest Money writes My First Childhood Exposure To Gambling – I’m not sure when the average child gets exposed to gambling, but I personally got a fairly young start. No my parents didn’t drag me to the casinos or horse racing track as a toddler. Instead I took the initiative with getting into gambling on my own.
Tushar @ Start Investing Money writes Tips for Building a Mutual Fund – This Post was Originally published at Tips for Building a Mutual Fund on Start Investing MoneyBefore you begin investing in mutual funds blindly, you need to have a firm grasp of what they are and how they can work for your financial portfolio.
Aloysa @ My Broken Coin writes Dealing with Wants: How I failed my No-Buy Challenge – Remember I was on a self-induced three-month no-buy challenge? Here is my confession: I failed it miserably in March. People say that the first two months are the most difficult, and then the miracle happens. You get out of the habit of wanting things. Maybe for some of us it works.
Jen @ Master the Art of Saving writes The Easiest Way to Improve Credit Scores – So my husband’s credit score was stagnant and his credit report was pretty much empty, even after mine began to flourish. So I did the easiest thing…
Jefferson @ See Debt Run writes New Job? How to be an Office Rock Star From Day One – When starting a new job, there are steps you can take to immediately establish yourself as a go-to employee.
Kari @ Small Budget Big Dreams writes Buy a Home in 16 steps: Step 3-Buyer Consultation – During the Buyer consultation you meet with your buyer’s agent to describe what you’re looking for in a home. Be sure to list everything you want (you can, and will, likely have to adjust your expectations later).
Van Beek @ Stock Trend Investing writes Investing in Gold Stock Vs. Bullion – Ultimately, the two types of investments differ greatly from one another, so if you are considering “investing in gold,” it is important to know which one you are talking about. However, investing in bullion and investing in gold stock are actually quite similar in that both are generally considered to be defensive investments.
Echo @ Boomer & Echo writes Decoding Your Company Pension Plan – Here are five crucial questions to ask about your company pension plan to determine how it stacks up.
James @ Short Road To Retirement. writes 9 Super Stocks For The Long Term – Lists 9 companies that have grown their dividends for 30 consecutive years and have also grown revenues 10+% over the last two years. These are the type of companies that Warren Buffett would invest in.
Mike @ Rewards Cards Canada writes New ScotiaHockey NHL Visa Card – Scotiabank created a unique way to enrich the hockey experience for their customers and hockey fans alike with their new rewards credit card, the ScotiaHockey NHL VISA card.
Mike @ Rewards Cards USA writes The Risks And Rewards Of Store Cards – Store cards can be very tempting – it can be hard to say ‘no’ when you’re standing at the register and the clerk tells you about a sign-up discount and hands you a card application.
Teacher Man @ My University Money writes Student Tax Return – It’s that time of the year again. The time for beer that is cheaper than the usual cheap. When pasta and “red sauce” 5 days a week consists of budgeting. Spring time for post-secondary students is often a lean financial period.
J.P. @ Novel Investor writes Greater Fool Theory: Investing For Suckers – At some point everyone gets to play both sides of the greater fool theory. It’s inevitable. The hope is that when it’s our turn to be the greater fool, we don’t get burned too badly.
Steve Zussino @ Canadian Personal Finance writes Save Money on Your Next Plumbing Call: Part I – At one time or another we all need to call on the assistance of a professional plumber, and we all know that plumbers can be quite costly. The biggest mistake you can make is determining your selection for a plumber based on how much they charge per hour.
Matt @ Living in Financial Excellence writes Budgeting for Beginners: How to Get Started – Your first budget can be very intimidating. If you’ve never attempted one before, it’s often overwhelming just figuring out where to start. But it doesn’t have to be that way. The budgeting process is actually pretty simple in theory. The good news is, it’s simple in practice too.
Glen Craig @ Free From Broke writes 6 Audit Red Flags the IRS Uses to Choose Which Returns to Audit – No one looks forward to an audit. But did you know there are things on your return that could be an audit red flag? See some audit red flags and why they could trigger an audit.
Roger the Amateur Financier @ The Amateur Financier writes Book Review – Eat That Frog! – A review of the book ‘Eat That Frog!’, a book that looks at how to avoid procrastination and keep yourself motivated as you try to get your necessary tasks accomplished.
Squirrelers @ Squirrelers writes Cognitive Dissonance and Money – Sometimes our mind plays tricks with us, and this includes situations with money. The topic of Cognitive Dissonance and money is included in the post that intersects psychology and personal finance.
SB @ One Cent at a Time writes What to Carry and not to Carry in your Wallet – Few things you must carry in wallet to satisfy essential needs and things you shouldn’t carry to protect ID theft and loss with a list I carry in my wallet always.
SB @ Finance Product Reviews writes Foursquare Local Networking for your Money – A Review – Can Foursquare local networking coupled with games and deals be useful for your money? Read to know more about the application.