1. Jessica Williams says

    So why would you give a title to an article about short-term investing, when what you are really talking about is saving money. Money meant for down payments, college, vacations, etc. should not be invested. These are savings goals.

    • Jon says

      Glad you asked. All of those things,(down payments, college, vacations) saving and investing goes hand in hand just like it does for retirement savings. Saving plays a big part in meeting each one. So does investing. In the case of retirement and possibly college (longer term goals), investing plays the role of growing and compounding that savings. But for down payments and vacations (both short term goals), investing it correctly means protecting that money from losses and inflation. The different investments in the article all fill that role.

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