The Affordable Care Act will bring a big health reform change to insurance plan coverage in 2014. You can start making plans now. A number of those changes will be introduced October 1, to give you a head start. Here’s a quick overview of the early changes and what to expect.

What Is It?

The Affordable Care Act, or Obamacare, was passed in 2010. It brought about a number of changes to how insurance companies had to operate like you can’t be turned down for pre-existing conditions, free preventive care, and the end of lifetime limits.

But it also added several rules we have to work with too, like the medicare surtax, individual mandate, open enrollment periods, and health insurance marketplaces. In the end it was supposed to make health care more available and easier to understand. Continue Reading…