Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to the Novelinvestor.com and Novel Investor and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Novel Investor include Novelinvestor.com. The Novel Investor website is a personal finance, investment and tax information site. By using the Novel Investor website, you consent to the data practices described in this statement.

Collection of your Personal Information

Novel Investor may collect personally identifiable information. We collect information from you when you subscribe to our newsletter, respond to a survey or fill out a form. When registering on our site, as appropriate, you may be asked to enter your: name or e-mail address. You may, however, visit our site anonymously. We may gather additional personal or non- personal information in the future.

Information about your computer hardware and software may be automatically collected by Novel Investor. This information can include:

  • the type of web browser software you use (e.g. Firefox or Internet Explorer)
  • the IP address from which you access the Internet
  • the Internet address of the website from which you linked directly to our web site
  • the date and time you access our website
  • which pages you have visited on our website
  • the search terms you use
  • the links on which you click

This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Novel Investor website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Novel Investor’s public message boards, this information may be collected and used by others.

Novel Investor encourages you to review the privacy statements of websites you choose to link to from Novel Investor so that you can understand how those websites collect, use and share your information. Novel Investor is not responsible for the privacy statements or other content on websites outside of the Novel Investor website.

Use of your Personal Information

Novel Investor collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Novel Investor may also use your personally identifiable information to inform you of other products or services available from Novel Investor and its affiliates. Novel Investor may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Novel Investor may send periodic emails. The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.

Novel Investor employs third-party autoresponder/ rss feed services such as Aweber and Google Feedburner. Novel Investor and these services agree not to sell, rent or lease the email addresses of any List Owner or List Member to any third-party.

Novel Investor may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. Novel Investor may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Novel Investor, and they are required to maintain the confidentiality of your information.

Novel Investor may keep track of the websites and pages our users visit within Novel Investor, in order to determine what Novel Investor services are the most popular. This data is used to deliver customized content and advertising within Novel Investor to customers whose behavior indicates that they are interested in a particular subject area.

Novel Investor will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Novel Investor or the site; (b) protect and defend the rights or property of Novel Investor; and, (c) act under exigent circumstances to protect the personal safety of users of Novel Investor, or the public.

Use of Cookies

The Novel Investor website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Novel Investor pages, or register with Novel Investor site or services, a cookie helps Novel Investor to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as names, email addresses, and so on. When you return to the same Novel Investor website, the information you previously provided can be retrieved, so you can easily use the Novel Investor features that you customized.

Google and other third party vendors, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Novel Investor services or websites you visit.

Security of your Personal Information

Novel Investor secures your personal information from unauthorized access, use or disclosure. We implement a variety of security measures to maintain the safety of your personal information when you enter or submit your personal information.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Children Under Thirteen

Novel Investor does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Disconnecting your Novel Investor Account from Third Party Websites

You may able to connect your Novel Investor account to third party accounts. BY CONNECTING YOUR NOVEL INVESTOR ACCOUNT TO YOUR THIRD PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third party account at any time.

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

Changes to this Statement

Novel Investor will occasionally update this Statement of Privacy to reflect company and customer feedback. Novel Investor encourages you to periodically review this Statement to be informed of how Novel Investor is protecting your information.

Contact Information

Novel Investor welcomes your questions or comments regarding this Statement of Privacy. If you believe that Novel Investor has not adhered to this Statement, please contact us.