Welcome to the end of the week! Just sit back, relax, and enjoy this weeks roundup in another edition of Happy Hour.
Income Stagnation
Much has been discussed lately about a lack of rising income. Higher wages is typically a sign of an improving economy, which we haven’t seen yet. As FiveThirtyEight points out, income has actually fallen for the average middle class worker over the past 15 years.
I doubt it’s a coincidence that incomes have stagnated at the same time the internet technology disruption has commoditized many products and services. Continue Reading…

The million dollar question. Or is it two million? Either way, it’s hard to save for anything without knowing how much you need. When it comes to how much you need to retire, there’s no perfect answer.
International stocks are a great way to diversify away from the U.S. But when a home country bias is alive and well, it’s easy to ignore everything else. U.S. stocks have performed admirably in the past, but international stocks have too.
Dividends are the easiest way to return money to shareholders. This draw a big enough following that there’s a label for it – dividend investing. For investors who proudly wear that label, I’d argue you should look for companies with a different type of yield appropriately called shareholder yield.