Protecting your private information is our priority. This Statement of Privacy applies to the Novelinvestor.com and Novel Investor and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Novel Investor include Novelinvestor.com. The Novel Investor website is a financial information site. By using the Novel Investor website, you consent to the data practices described in this statement.
Collection of your Personal Information
Novel Investor may collect personally identifiable information, such as your:
- Name
- Address
- E-mail Address
If you purchase Novel Investor’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Novel Investor’s public message boards, this information may be collected and used by others.Novel Investor encourages you to review the privacy statements of websites you choose to link to from Novel Investor so that you can understand how those websites collect, use and share your information. Novel Investor is not responsible for the privacy statements or other content on websites outside of the Novel Investor website.
Novel Investor encourages you to review the privacy statements of websites you choose to link to from Novel Investor so that you can understand how those websites collect, use and share your information. Novel Investor is not responsible for the privacy statements or other content on websites outside of the Novel Investor website.
Use of your Personal Information
Novel Investor collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Novel Investor may also use your personally identifiable information to inform you of other products or services available from Novel Investor and its affiliates. Novel Investor may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Novel Investor may send periodic emails. The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
Novel Investor does not sell, rent or lease its customer lists to third parties.
Novel Investor may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. Novel Investor may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Novel Investor, and they are required to maintain the confidentiality of your information.
Novel Investor may keep track of the websites and pages our users visit within Novel Investor, in order to determine what Novel Investor services are the most popular. This data is used to deliver customized content and advertising within Novel Investor to customers whose behavior indicates that they are interested in a particular subject area.
Novel Investor will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Novel Investor or the site; (b) protect and defend the rights or property of Novel Investor; and, (c) act under exigent circumstances to protect the personal safety of users of Novel Investor, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Novel Investor. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Novel Investor website.
Use of Cookies
The Novel Investor website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Novel Investor pages, or register with Novel Investor site or services, a cookie helps Novel Investor to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Novel Investor website, the information you previously provided can be retrieved, so you can easily use the Novel Investor features that you customized.
Google and other third party vendors, use cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Novel Investor services or websites you visit.
Security of your Personal Information
Novel Investor secures your personal information from unauthorized access, use or disclosure. Novel Investor uses the following methods for this purpose:
- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Children Under Thirteen
Novel Investor does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
Disconnecting your Novel Investor Account from Third Party Websites
You will be able to connect your Novel Investor account to third party accounts. BY CONNECTING YOUR NOVEL INVESTOR ACCOUNT TO YOUR THIRD PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third party account at any time. Users may learn how to disconnect their accounts from third-party websites by visiting their My Account page through said third-party site.
Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
Changes to this Statement
Novel Investor will occasionally update this Statement of Privacy to reflect company and customer feedback. Novel Investor encourages you to periodically review this Statement to be informed of how Novel Investor is protecting your information.
Contact Information
Novel Investor welcomes your questions or comments regarding this Statement of Privacy. If you believe that Novel Investor has not adhered to this Statement, please contact us.