I’m a flat-fee financial advisor and CFP® professional based in Chicago but work virtually with clients anywhere in the U.S.
I help clients find financial solutions. The process is a a joint effort. We discuss your financial goals and build a simple flexible plan to get there. Then we put the plan into action, track your progress, and adjust when life changes.
I run a small, client-first practice. It ensures you get the time, attention, and support you deserve. The goal is to be an available resource when you need to talk through an important financial decision or life changes.
I believe the cost of financial advice should be simple, transparent, and not based on the size of your portfolio. A flat price that better aligns with your best interests. That means no AUM fees or commissioned products. Just sound financial advice at a flat price.
If I can help you with ongoing financial planning, investment management, or a portfolio review please fill out the form below to setup a free introductory consultation.
| Financial Planning Only | $4,500/yr |
| Investment Management | $6,000/yr |
| Portfolio Review | $900 |
Investment management includes financial planning. Both financial planning and investment management is billed quarterly or monthly.
Financial Planning
Are you early in your financial journey and want a financial plan to get started? Do you prefer to DIY your portfolio and want advice-only planning?
Financial planning is an ongoing process. It’s a simple roadmap for your money for things like retirement savings and income, tax strategies to optimize your finances now and in the future, and how to pass on your money to the next generation. It includes:
- Retirement Planning
- Investment Planning
- Tax Planning
- Estate Planning
- Updated as Your Life Changes
Your roadmap takes a snapshot of where you are now, where you want to be in the future, and creates a plan to get there. It also must be flexible enough to allow for changes. Your plan is reviewed regularly and adjusted as your life, goals, and laws change.
Investment Management
Do you want to delegate the management of your portfolio around a broader plan with the help of an advisor? (Note: Investment management includes financial planning.)
Investing is a crucial part of building and preserving wealth. Investment portfolios should be simple, low-cost, and designed to survive whatever the market throws at you in the short run. That means:
- Portfolio Personalized to Your Goals
- Simple, Cost-Effective Approach
- Tax Efficient Strategy
- Portfolio Rebalancing
- Monitor, Review, and Update as Needed
The process starts with an investment policy statement crafted with the above philosophy in mind. It’s a written framework for your portfolio based on your goals, time horizon, and risk tolerance to help you stick with it over time. Your portfolio is monitored, reviewed regularly, and adjusted, as needed, for any changes in your life.
Portfolio Review
The service is for anyone who wants a second opinion on their portfolio.
Before our meeting I collect and review information on your current portfolio allocation. The meeting consists of a one to two-hour discussion of your goals, asset allocation, rebalancing, contributions/distributions, tax considerations, and more with the goal of making your portfolio simpler, lower-cost, and more tax-efficient.
I’ll answer all your questions, and you’ll receive a written summary of the meeting and recommendations afterward.
Advisory Services offered through Core Planning, LLC, a Registered Investment Advisor — Disclosure.