Novel Investor
  • Home
  • About
  • Invest with Me
  • Resources
  • How To Start An Automatic Investment Plan

    June 26, 2014

    ·

    Jon

    Set up Automatic Investment PlanThe best way to make a habit of saving and investing is to automate it. It throws behavior out the window, removes mistakes (or lowers the chance of it at least), and enforces discipline without trying. All you have to do is start an automatic investment plan.

    Automatic saving has been around for years. Now there are tools available to help you automate investing.

    Automatic Investing Works

    Making systematic monthly investments is the best way to stick to your goals. Anytime you automate that process it increases your chance of success. Not to mention, it makes it simpler for you. Continue Reading…


  • Happy Hour: When Advice Sucks & Midterm Shakeup

    June 20, 2014

    ·

    Jon

    Welcome to the end of the week! Just sit back, relax, and enjoy this weeks roundup of interesting reads in another edition of Happy Hour.

    When Advice Sucks

    I don’t know to many people who buy a car on the spot based only on what the salesperson tells them. Yet, that’s exactly what many people do every year with their retirement money.

    Bloomberg reported how people were duped by sketchy advisors to rollover their 401k money into terrible financial products. Continue Reading…


  • Pay Off Debt Or Invest: What’s The ROI?

    June 19, 2014

    ·

    Jon

    Pay Off Debt or InvestThe first rule of wealth creation is to spend less than you earn. The result is extra money you can save and put to work. When choosing between whether to pay off debt or invest, what’s the best use of your money?

    Both play a role in a smart financial plan. But basic math says – whatever gives the best return on your money. To simplify things, here’s a formula for dealing with this question.

    1. Get that 401k match
    2. Pay off highest interest debt first
    3. Pay off short-term over long-term debt
    4. Refinance to lower rates when possible
    5. Extra money towards debt is a guaranteed return every time

    I’ll explain below. Continue Reading…


  • Happy Hour: Managing Mistakes

    June 13, 2014

    ·

    Jon

    Welcome to the end of the week! Just sit back, relax, and enjoy this weeks roundup of interesting reads in another edition of Happy Hour.

    Managing Mistakes

    As a kid, you were warned to stay away from the stove. It was hot. It would hurt. Yet, despite the warning, you felt the pain eventually. Everyone did. In that mistake you learned a lesson. Of course, it wasn’t that your parents were right. It was far to early for that one. Rather, the stove has hot things that burn. A simple lesson that caused you far less pain in the future. Continue Reading…


  • Commission-Free ETFs: Worth The Savings?

    June 12, 2014

    ·

    Jon

    Commission Free ETFsThe commission-free ETF craze is a growing trend among brokers fighting for your investment dollars. Free is a big selling point.

    With ETFs already a popular alternative to mutual funds, taking advantage of an opportunity to cut commissions is persuasive. Your current online broker may already offer commission-free ETFs as an investment choice. But is it the best option for you?

    Commissions Are Relative

    A $5 to $10 trading fee may not seem like much but brokerage commissions are just a cost to your portfolio’s returns. Every dollar you spend must be made back just to break even. The cost is relative when you consider the amount you’re investing. But as the table below shows, the return you need to break even can be very high. Continue Reading…


  • Happy Hour: 30 Sec. Econ Review

    June 6, 2014

    ·

    Jon

    Welcome to the end of the week! Just sit back, relax, and enjoy this weeks roundup of interesting reads in another edition of Happy Hour.

    30 Sec Econ Review

    Negative Rates in Europe

    The European Central Bank announced negative rates this week, along with a few other measures, to help move it forward. Much like QE helped to lower rates, increase borrowing, and grow the economy, this is expected to do the same.

    At the beginning of the year I pointed out how Europe is following a similar path as the US. If this is true, the results should be the same – higher stock prices, lower rates. Continue Reading…


Previous Page
1 … 172 173 174 175 176 … 233
Next Page

Join the library.

Access over 1,100 research papers, writings, transcripts, and more from the brightest minds in finance.

Learn More

Learning

  • Investor Library
  • Book Notes
  • Investor Quotes

Return Quilts

  • Asset Class Returns
  • S&P Sector Returns
  • International Stock Market Returns
  • Emerging Markets Returns
  • Historical Returns Data

Connect

  • Bluesky
  • Twitter
  • Facebook
  • RSS Feed
  • Home
  • About
  • Contact

© Novel Investor · All Rights Reserved · Terms of Use · Privacy Policy · Disclaimer