When you leave your job, do you really want to leave your retirement savings behind? It’s probably not the best idea. So why not bring it with you. There are several 401k rollover options available that allow you to take your retirement savings so you have better control of that money.
The 401k rules give you three options when you leave an employer. You can cash it all out and pay the taxes and penalties – a terrible choice. You can leave it sit and keep track of the plan administrator till you retire. Or you can choose to rollover a 401k into another retirement plan.
Let’s focus on the rollover since it’s the best choice. You have several 401k rollover options to choose from when you leave your old employer. By doing so you keep greater control over your retirement funds. Continue Reading…
Paying the lowest taxes possible should be a national pastime. It’s all about working the tax code in our favor. Everyone has the opportunity to do it. You just need to know where your income falls in the 
Saving for retirement and investing for retirement are two very different things. The savings part is easy enough. Take a portion of your income every year and set it aside for when you retire. It’s the investing that can be tricky. Target date funds were created as an easy way to invest for retirement.
There is always inflation concerns tossed around by doomsayers every year. What they never tell you is inflation risk isn’t about the existence of inflation. The worry should be about excessive inflation or hyperinflation and the opposite, deflation. A healthy amount of inflation is a good thing. That said, there are ways to protect your money when inflation risk rises.