A number of tax code changes took effect at the start of this year. There were changes made to the 2013 tax brackets thanks to the Taxpayer Relief Act. The Affordable Care Act added a 3.8% Medicare Surtax too. With half the year behind us, now is a good time to start planning for these changes, if you haven’t already.
Now, 3.8% seems like a drop in the bucket. But if you qualify (not everyone does), remember its a surtax. It’s a tax on top of what you’re already paying.
3.8% Medicare Surtax
Whether you qualify for the new 3.8% Medicare Surtax will depend on your net investment income or your Modified Adjusted Gross Income (MAGI). It will be the lessor of: Continue Reading…
Emerging markets ETFs and index funds are high risk, high reward investments. They certainly haven’t been kind to investors lately. But it doesn’t have to be, if you understand the risks. While most are thinking its time to cut and run, it might be a reason to buy.
There are many different 
We’re drawn to the idea of a safe investments because nobody likes to lose money. Over the past few years investors have turned to bonds, income stocks, and gold for safety. It paid off until now, because safe investments don’t last forever.